Housing Benefit for Culinary and Bartenders Workers!

If you are a worker covered by the Culinary and Bartenders’ union contract who has at least 2,000 hours of service over a three-year period, then you are eligible for the housing benefit that helps gaming workers obtain the dream of homeownership.

Established as a result of the 2007 collective bargaining agreement, the Culinary and Bartenders Housing Partnership provides the following benefits:

Homebuyer education and counseling
Workshops on foreclosure prevention
First-time homebuyer down payment loans

The State of Nevada Housing Division has joined with the Culinary and Bartenders Housing Partnership to provide up to $20,000 in loans for a down payment on a home.

Key elements of the program include:

• The loan has a zero-percent interest rate and is repayable when you sell or refinance your home.
• You must live in the house you buy (no second homes or vacation homes), and it must be in Clark County.
• You must contribute 1% of the purchase price of the home.
• The maximum purchase price of the home is limited to $360,000.
• Your household income cannot exceed $78,480 for a 1-2 person household, or $91,560 for a household with three or more persons.
• You must be a “first time homebuyer”, have not owned a home in three years. There are exceptions if you purchase a home in a targeted area of Clark County.
• You must complete a 1-hour Housing Partnership orientation.
• You must complete an 8-hour homebuyer education course.
• You must have a One-on-One pre-purchase counseling session.
• You must qualify for a home mortgage from an approved lender.
• Funds for this down payment assistance program are limited. Down payment loans will be approved for qualified buyers on a first-come, first-serve basis.

TO GET MORE DETAILS, PLEASE CALL THE HOUSING PARTNERSHIP AT (702) 924-2100 or (702) 924-2178

FORECLOSURE ASSISTANCE

If you own your own home, and you are:

then we strongly encourage you to contact the Consumer Credit Counseling Service of Southern Nevada.

The agency offers bankruptcy counseling in English and Spanish.

Call 702-364-0344 or 800-451-4505

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