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Homebuying programs and loans

Culinary and Bartenders Housing Partnership: This program offers various services to workers of Culinary Union Local 226 and the Bartenders Union Local 165, covering employees of participating properties that contribute, per a collective bargaining agreement, to the Housing Trust Fund. The program provides homebuyer education, pre- and post-purchase counseling, and down payment assistance to first-time Southern Nevada homebuyers and helps current homeowners obtain resources when facing foreclosure.

Instruction is offered in English and Spanish. Culinary and Bartenders Union workers who can contribute up to 3.5 percent of the house purchase price (toward the down payment or closing costs) may qualify for the Housing Trust Fund’s Down Payment Assistance Loan of up to $10,000. The client must pay back this loan, offered as a silent second loan, when he/she sells or refinances the house.

The loan, for first-time homebuyers, is available on a first-come, first-served basis, and funds are limited. The amount of the down payment by the client will depend on his/her primary loan. Visit or call 702-924-2100.

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